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Surf City E-Bike Lease-To-Own

Surf City Approvals Helps You Get on the Road!

Get Approved Now!

Our Corporate Partners

E-bikes and Scooters unlike any other on the market

Helping you focus on what really matters

Surf City Approvals helps you get on the road with $70 down!

  • Our Banks Report to Your Bureaus, to help you build your credit score!
  • 2 Year Warranty Included!
  • Instant Approvals
  • 90 day No Interest Payoff

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60 Mile Range

No License or Insurance Needed

Choice of 26 or 20 inch Fat Tires or Non-Folding

28 MPH Top Speed, Full charge in 4 hours!

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Low Weekly Payments with a 90 Early Pay Option

Pick the Bike that Works Best for You

Fat Tire E-Bike

$39-79/week

Payments Vary Based on Approval

  • 26X4 inch Fat Tires
  • Up to 60 Miles of Range
  • 28 MPH Top Speed
  • Front and Rear Lights
  • Comes in Black
  • Disc Brakes
  • 7 Speed Shimano Derailleur
Apply Now

20″ Fat Tire E-Bike

$39-79/week

Payments Vary Based on Approval

  • 20X4 inch Fat Tires
  • Up to 60 Miles of Range
  • 28 MPH Top Speed
  • Front and Rear Lights
  • Choice of White or Black
  • Disc Brakes
  • 7 Speed Shimano Derailleur
Apply Now

Seated Scooter

$29-69/week

Payments Vary Based on Approval

  • Low Center of Gravity
  • Up to 40 Miles of Range
  • 22 MPH Top Speed
  • 14″ Tires
  • Choice of Gray or Black
  • Disc Brakes
  • No Pedaling Required
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FAQs

Frequently asked questions

What Are the Bank Requirements to obtain a Lease?
We use two lease-to-own banks: Acima and Snap Finance. They both have a minimum requirement of $1000 per month income, a checking account, and no recent overdrafts.
Why Does Acima or Snap Ask for my Checking Account Before Knowing if I am approved?
Acima and Snap are lease to own companies and not credit card or finance companies. They also do not run any major credit bureaus (such as Experian or Trans Union) – They Run a Clarity or DataX Report which checks for overdrafts, previous rentals, and utility payment data. They will not charge you to run this type of credit check.
How frequent are the payments due?
You can choose to have the payments coincide with your pay checks. For example: you may have the payment come out weekly or bi-weekly.
How does delivery work?
The bikes come 90% assembled and may require very light and easy assembly if shipped.
Does Acima or Snap perform a Hard Credit Inquiry on any major bureau?
No. Our banks (Acima or Snap Finance) do not perform a hard credit inquiry on either of the 3 main credit bureaus. They simply run a check from Clarity or DataX which are not used by traditional banks.
What are the lease term lengths?
Our lease to own program has term options of 12 or 18 months. Customers typically choose 12 months.
Is there an early pay option?
Yes. You may pay off within 90 days and avoid any fees! Should you pay off after, you will accrue the lease charge.
I am approved. What are the next steps?
Once approved, we will call you to confirm your E-Bike selection. Once confirmed, we have the lease agreement sent to your phone. Once this document is signed, the bike is all yours! We will have it delivered to your home or the dealer in which you performed the transaction.

Question not answered above? Call 904-339-5923

Ready For Your New E-Bike?

There has never been a better time than right now.

Get Started
Apply Now

Surf City Approvals of Huntington Beach California

19171 Magnolia St. #17

Huntington Beach  92646

Credit Office Location:

6236 US1 N Suite E

Saint Augustine, FL 32095

904-339-5923 – Credit Office Mon – Fri 10-5 ET